When protecting your home, the roof is one of the most crucial components. It shields your family and possessions from the elements, so choosing suitable roofing materials and installation services is essential. However, even the best roofs can encounter issues, and that’s where roofing warranties come into play. Understanding the ins and outs of roofing warranties is crucial for every homeowner, and your roofer should be your go-to source for this information.
Understanding the Two Main Types of Roofing Warranties: Manufacturer Vs. Workmanship
Generally, the two main roofing warranties are manufacturer warranties and workmanship warranties.
Manufacturer Warranties
These warranties cover the roofing materials themselves. They typically guarantee that the materials are free from defects that could cause them to fail prematurely. The duration of these warranties can vary greatly, from 20 years to a lifetime, depending on the manufacturer and the quality of the materials.
Workmanship Warranties
The roofing contractor provides these warranties and covers the roof installation. If there are issues due to improper installation, the contractor is responsible for making the necessary repairs. Workmanship warranties can vary but are usually shorter than manufacturer warranties, ranging from 1 to 10 years.
Key Considerations When Discussing Roofing Warranties With Your Roofer
When discussing warranties with your roofer, there are several key points you should consider:
Coverage
Understand exactly what is covered under the warranty. Does it cover just the materials, or does it include labor costs for repairs? Are there any exclusions or limitations you should be aware of?
Transferability
If you plan to sell your home in the future, a transferable warranty can be a valuable selling point. Check if the warranty can be transferred to a new homeowner and if any fees or conditions are associated with the transfer.
Proration
Some warranties are prorated, meaning the coverage decreases over time. For example, a 20-year prorated warranty might cover 100% of the costs for the first 10 years but only 50% for the remaining 10 years. Non-prorated warranties offer the same level of coverage throughout their entire term.
Maintenance Requirements
Some warranties require regular maintenance to remain valid. Ensure you understand what is expected in terms of maintenance and keep records of any work done on your roof.
Claim Process
Familiarize yourself with the process for filing a warranty claim. Know whom to contact, what documentation is needed, and the typical timeline for resolution.
Maximizing Protection: The Importance of Understanding and Maintaining Your Roofing Warranty
A good roofing warranty can provide peace of mind and protect your investment in your home. When choosing a roofer, don’t hesitate to ask about the warranties offered and ensure you fully understand the terms and conditions. Keep a copy of your warranty documents in a safe place, and remember to perform regular maintenance to keep your roof in top condition. By being informed and proactive, you can ensure that your roof will continue to protect your home for years to come.
